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  #1  
Old 07-03-2008, 12:02 PM
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softbunny softbunny is offline
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Pay Up Your CREDIT CARD BILLS or else.....

Everybody better stop using CC to swipe unless you got money very soon to settle yr bills hor...even banks nowadays become like loan sharks....

Extracted from today's The Star Papers...

"Consumer groups have criticised Bank Negara’s move to abolish the 20-day interest-free period for new retail transactions for credit card holders who settle a partial or minimum payment of their outstanding amount.

They said the move only enriched the banks with easy profits rather than help those who were already facing problems with credit card debts.

“Banks should be more sympathetic towards consumers. Some banks are getting richer at the expense of people’s misery. Don’t let Bafia (Banking and Financial Institutions Act) become mafia,” Malaysia Consumer Association of Malaysia president Datuk Dr Makmur Osman said when responding to the Bank Negara ruling, which took effect on Tuesday.

“The 20-day interest-free period allows consumers to arrange their spending. If those who pay partial or minimum amount don’t enjoy it, let’s be strict and not have any more credit cards.”
"

Imagine if interest builds up daily....die liao....
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  #2  
Old 07-03-2008, 12:23 PM
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everything comes after you get the credit card....
Interest can rise anytime, be it 5% 10% as long as BNM approve it.

so Spend wisely
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  #3  
Old 07-03-2008, 02:06 PM
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spend with wat u have and not wat u think u have.....
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  #4  
Old 07-03-2008, 02:31 PM
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nivek nivek is offline
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Not a single card left on my body
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  #5  
Old 07-03-2008, 05:13 PM
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I am thinking of cancelling my card already.

Best is to use Tune Cards... which I can top up to buy Air Asia tix. Other than that, I use cash.
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Old 07-03-2008, 05:44 PM
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I do not see the fuss. If you can't settle the monthly outstanding amount, you are borrowing money. And if you are borrowing money, you have to pay for it. Some people live on borrowed money like their own with no cost to it and now that privilige is being removed, they are harping on it? You use it, you pay for it!
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Old 07-04-2008, 01:46 AM
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enjoy now, pay later or enjoy now suffer later.....
cards are cards ... cash are cash,
once blacklisted, no one trust you...
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